Credit Card For Students

Credit Card mean ?

A Credit Card is a Payment card, Usually issued by a bank, allowing its users to puchase goods or Services, or withdraw cash on Credit. Using the card thus accrus debt that has to be repaid later. Credit cards are one of the most widely used forms of payments across the world. in this post you will know which is the credit card for students.

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Eligibility

• Age limit : You will need to be at least 18 years old and have a statble bank account.
• Education : Must be a Student pursuing a Full Time Course ( Example- Graduate )
• Institution : Must be Studying at a recognized institution.
• No Credit Score Requirement : Some Credit Cards not required any Cibil Score.
• ID Proof : Aadhaar Card, PAN Card, Passport or driving Licence.

Please Note that eligibility criteria may vary depending on the bank or financial institution issuing the Credit Card, it’s always best to check with the issuer for specific requirements.

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Credit Limit

Student Credit Cards often have lower Credit limit, but some cards , like the Airtel Axis Bank Credit Card offer limits up to 5 lakh Rupees.

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Fees

Look for Cards with low or no annual fees some cards like the airtel axis bank credit card, have a joining fee of 500 rs/- but it’s waived off if you redeem an amazon voucher.

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Some Popular Student Credit Card Options include

• Airtel Axis Bank Credit Card
  • No joining fee for students
  • 1 % Fuel Surcharge waiver.
  • 4 Reward points on every 100 rs Spent.
• HDFC Bank Student Credit Card
  • No annual Fee.
  • 1 % Fuel Surcharge.
  • 1 Reward Point on every 150 Spent.
• SBI Student Plus Credit Card
  • No annual Fee.
  • 1 % Fuel Surcharge.
  • 1 Reward points on every 100 rs Spent.
• ICICI Bank Student Credit Card
  • No annual Fee.
  • 1 % Fuel Surcharge.
  • 1 Reward points on every 100 rs Spent.

There are Just a Few Examples of Popular Student Credit cards, it’s Essential to Compare Features, Benefits and Fees before Choosing the Best Card for Your needs.

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Conclusion : Credit Card can be a valuable tool for managing your finance and earning Rewards. By Understanding the fees, choosing the right card and using it responsibly, you can maximize the benefits of credit cards and maintain good financial heath.

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Frequently Asked Questions (FAQ)

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