The Amazon Pay ICICI credit card is a great way to earn rewards while shopping. It offers cashback on purchases on Amazon and on groceries, dining and other spending categories. You can get up to 5% cashback on Amazon.in, 2% on other online purchases and 1% on all other transactions. There is also no annual fee on this card for Amazon Prime members. It is a simple and convenient way to avail benefits while shopping both online and offline.
Features and Benefits of Amazon Pay ICICI Credit Card
The features and benefits of Amazon Pay ICICI Credit Card are as follows:
- Cashback on Amazon purchases: If you are an Amazon Prime member, get 5% cashback on purchases made on Amazon.in.
- Cashback on other purchases: Get 2% cashback on other online purchases and 1% cashback on all other spends.
- No annual fee: There is no annual fee on the card for Amazon Prime members.
- Easy cashback: Cashback is credited to your Amazon Pay balance, which can be used for future purchases on Amazon.
- Instant approval: Quick and easy online application with instant approval in some cases.
- Reward points: Earn reward points on every purchase, which can be converted into cashback or used for Amazon shopping.
- Fuel surcharge waiver: Avail fuel surcharge waiver at select fuel stations.
- EMI Facility : Convert your big purchases into easy monthly installments (EMIs).
- Worldwide Acceptance : Use the card to shop at millions of locations, both online and offline, across the globe.
These benefits make the card a great choice for Amazon shoppers and regular spenders !
Fees and Charges ?
Here are the fees and charges for Amazon Pay ICICI credit card.
- Annual fee: Rs 500 per year for non-Prime members.
- No annual fee for Amazon Prime members (if you have a valid Prime membership).
- Interest rate: 3.4% per month on outstanding amount if the bill is not paid in full (annual interest rate 40.8%).
- Late payment fee: Rs 100 to Rs 1,000 depending on outstanding amount if payment is delayed.
- Foreign transaction fee: 3.5% of transaction amount for international purchases
- Overlimit fee: Up to Rs 500** if you exceed the credit limit.
- Replacement Card Fee: Rs 100 for replacement card in case of loss or damage.
- EMI Conversion Fee: Processing fee for converting purchases into EMIs, which varies depending on the transaction amount.
It is important to keep these charges in mind when using the card to avoid additional charges.
Eligibility Criteria for Amazon Pay ICICI Credit Card
To get a credit card, the following qualifications are required
- You must be at least 23 years of age (and not older than 60 years).
- You must have a good credit score.
- You must be a resident of India.
- You must have an Amazon account and mobile number.
Documents Required for Amazon Pay ICICI credit card
Here are the documents required to apply for the Amazon Pay ICICI Credit Card.
- Proof of Identity: Aadhar Card, PAN Card, Voter ID, Passport, Driver’s License.
- Proof of address : Aadhar Card, Bank Statement , tility Bill (Electricity, Water, Gas), Passport.
- Recent Passport size Photograph
- Age Proof : Birth Certificate, Marksheet.
You will need these documents while applying for Amazon Pay ICICI credit card. The process is simple if you have all the required documents. You can easily apply once you are 18 years old
How to Apply for Amazon Pay ICICI Credit Card?
To apply for Amazon Pay ICICI Credit Card, follow these steps
Eligibility Criteria
- You must be at least 23 years of age (and not older than 60 years).
- You must have a good credit score.
- You must be a resident of India.
- You must have an Amazon account and mobile number.
Which documents are required ?
- Aadhaar card or any valid government identity card.
- PAN card.
- Income proof (e.g., salary slip, IT returns).
- Address proof (e.g., utility bill or bank statement).
Steps for Apply
- Log in to your Amazon account.
- Visit the page or simply search for “Amazon Pay ICICI Credit Card”.
- Click on the Apply Now button.
- Fill in the required personal details like your name, date of birth, address, etc.
- Submit your documents (Aadhaar, PAN, etc.) for verification.
- Submit your application and wait for verification.
- After verification, you will receive your Amazon Pay ICICI Credit Card via mail.
Approval Process
After applying, the officials will check your application. If you meet the conditions of the credit card, then your application will be accepted and you will be informed through email.
Activate the Card
When you get your credit card, you need to activate it by following the instructions provided by ICICI Bank. You can activate the card through the mobile app.
Once your application is approved and the card is sent, you can start using it for your purchases on Amazon and elsewhere.
How to Create Credit Card PIN Online?
To create your credit card PIN online, it usually depends on the bank or card issuer you have your credit card with. However, most major banks and financial institutions in India allow you to set or change your credit card PIN through their online platforms, such as their official website or mobile banking app.
Steps to create or set credit card PIN online:
- Log in to bank’s Internet Banking portal.
- Go to the Credit Card section.
- Find the PIN/Password option or look for settings like Set PIN or Change PIN.
- Choose the option to create a new PIN for your credit card.
- You may need to enter an OTP (One-Time Password) sent to your registered mobile number for verification.
- Enter your new 4-digit PIN (make sure it is something you can remember but not something anyone else can easily guess).
- Double-check the PIN and save it.
By completing all these steps, you can create a PIN for your credit card
Billing Cycle For Payment
The billing cycle of credit card is monthly like other cards. Let us understand it carefully.
- Billing cycle and statement date
- Its billing cycle is of one month which starts from the date of your payment
- Payment Due Date :
- The due date for payment is usually 20-25 days after the statement date. This is the time when you must pay at least the minimum amount to avoid penalties.
- How billing works
- All transactions made during the billing cycle, including purchases, EMI conversions and interest charges, will be reflected in your monthly statement
Frequently asked Questions
- What is the cashback percentage on Amazon Pay ICICI Credit Card?
- Get 2% cashback on other online purchases
- 1% cashback on all other spends.
- 5% cashback on purchases made on Amazon.in.
- Is there any annual fee on this credit card?
- No, there is no charge
- How to get cashback ?
- Cashback is credited directly to your Amazon Pay balance when you make a purchase. You can use this balance for future purchases at Amazon or other merchants that accept Amazon Pay.
- Can I apply for this card if I don’t have Amazon Prime membership?
- Yes, you can apply for the Amazon Pay ICICI Credit Card
- How do I redeem my cashback?
- Your cashback will be credited to your Amazon wallet and you can redeem it by recharging or making bill payments
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Conclusion
The Amazon Pay ICICI credit card is a great choice for those who shop frequently on Amazon Pay for everyday transactions. With features like cashback, no annual fee and more, it offers both convenience and savings. Whether you are an Amazon Prime member or not, this card offers attractive rewards that can enhance your shopping experience to a great extent. By following the easy online application process, you can quickly get this credit card and start reaping the benefits.
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